In an unusual services-only event from Apple, the thing that interested me the most was the Apple Card.
Apple Card is Apple’s entry into the financial space with their very own credit card. Partnering with Goldman Sachs, Apple is making their credit card an easy way to understand how credit works.
Credit cards can be scary but not if you use them right. I mainly use a credit card for the bonuses that come along with it. My day-to-day credit card I use gives me points which is essentially cash-back. But how many points equals a dollar is super confusing. I just know, that after a while, I have a bunch of points to redeem for cash or gift cards. Just an extra bonus. Apple cuts out these points and gives you straight up cash back. For every purchase through Apple’s physical stores, online store or a digital purchase through Apple media, you get 3% back. For anything purchased using Apple Pay, you get 2% back. And when you get to a place that doesn’t accept Apple Pay, you can opt to use your physical card and get 1% back. The best part is is that you get it back daily, and that is why they call it Daily Cash. If you are already spending the money, you might as well get a little kick back from it.
Some credit cards charge an annual fee just to use them, which is bizarre to me. I’ve never had one like that. This isn’t a credit lesson but as long as you pay your monthly balance, you won’t pay interest on your credit card. Just an FYI. If you do carry a balance on the card, Apple is aiming to offer the lowest interest rates available depending on your credit status. Apple will not be charging any fees, whatsoever. Which is super cool.
By far, my favorite part about the Apple Card is the user interface. We all know how Apple makes things look great in iOS. Well this is no exception. The wallet apps breaks down your spending habits, like when and where you spend money. Gives you amazing looking info graphics explaining how much interest you’ll pay based on certain payments. And for all those forgetful folks (me included) you can have it set up to give you reminders when your payment is due.
This card may not change the industry but I can actually see it helping people understand credit a little better. Also, it adds a little “Apple” to your credit card. If you enjoy using Apple Pay, I don’t see any reason not to check this out this summer.
Are you planning on getting the Apple Card when it becomes available? Let me know on Twitter or Instagram!
I have thought about this moment often. We talked before about how many kids we wanted to have. I always thought I would be frightened when the time came. Like “how in the world am I going to do this?”. I always hear how people are never “ready” to have kids. They say there is never a “right” time to have kids. I do not feel that way at all. Trust me, I know that parenting is not all unicorns and rainbows, but I am not scared. I am right where I need to be.
I have the greatest woman as my wife. That’s what makes this perfect. Having her as my partner and mother to our child eases my nerves.
I have an awesome family that has been and always will be the greatest support system no matter what is going on in life.
I have great friends and co-workers that this kid will grow up around.
From our friends to its cousins, aunts, uncles, grandparents and of course, us, their parents, this child is going to be loved beyond belief.
I wonder, will they play softball like their mother? Will they root for the Pirates like their father or be a poor Yankees fan, like their mom? While all of that is fun to think about, none of it really matters when it comes down to loving this child.
If you cant tell, I am excited. As is my wife. Please keep our nugget and my wife in your prayers for a smooth pregnancy. There will be no shortage of updates on the blog and podcast. Thank you for joining us on this journey and all of your support!
It is heavy. These iPhones are already pretty heavy. Beware of that. Especially if you have the iPhone XS Max or XR, this case is going to add some weight to it.
The price is no fun. It is $129. Of course, I would rather it be cheaper but when mophie is charging $119 for their new Juice Pack Access that only gives you 35%-40% extra charge, I feel like $129 is right where it is supposed to be.
You should get 80%-85% extra battery with Apple’s Smart Battery Case for the iPhone XS. As a side note, this case has been confirmed to work with the iPhone X.
This case works with lightning and Qi wireless charging. So no need for any extra cables.
It is integrated great with iOS. When you put the case on the charger it tells you the charge of the case and your phone. Also, you can get those charge percentages when you swipe over to your widget screen.
A couple of users have mentioned on twitter that their battery health dropped since using the case. I thought this coincidence and the health just dropped around the same time as using the case. Two weeks in, my battery health dropped from 100% to 95%. I am going to keep a close eye on this to see if there is any significant damage. Some of these users have mentioned that their battery health went back up to 100% after a couple of days.
Overall, these cases are exactly what I have been wanting from Apple. To never have to worry about battery, is a great feeling. For some people, who are around chargers all day, you won’t gain much value from this. But if you are always on the go or travel a lot, this case is a no brainer!