Apple Card

When I started this blog I never thought I would be writing about an Apple credit card. But, here we are. I have been using the newly-released Apple Card over the last week and a half all without using a physical card.

If you need an explainer of what the Apple Card is, check out this article here.

With that being said, I love the software part of this “card”. I haven’t even activated the physical titanium card yet. I have solely been using my phone via Apple Pay when using the Apple Card.

The layout within the Wallet app on the iPhone is very cool. It breaks down where you have been spending money and also changes the color of the virtual card based on your spending habits. To no one’s surprise, my entire card is an orangish color because it is all mainly food…anyways…when you pay off the card it will go back to its crisp white color within your Wallet app.

Apple’s goal with the Apple Card is to make the user more aware of how credit cards work. Now, during the introduction, Apple said there would be no fees associated with the card, which is great. But that doesn’t mean you are free from interest rates. Depending on your credit, Apple will attach an appropriate interest rate to your card.

The reason everyone should be okay with using this card is because of the privacy that this card offers. I can take pictures all day and no one would know my card number. Only the user of the card can access the card number within their Wallet app on their iPhone. Even then, if you want a new card number, you can simply request a new one. As a reminder, when you use Apple Pay, your cards are protected even if the merchant has been compromised. I can confidently say that the Apple Card is the most secure credit card you can find.

Now, some disclaimers:

  • Do you have credit card debt? If so, do not apply for this card.
  • Do you keep a balance on your credit cards and pay interest? If so, do not apply for this card.
  • Are you an impulse shopper? If so, do not apply for this card. Especially for how easy it is to have a new credit line at your fingertips in minutes.
  • Do you already have a credit card that gives you points or cash back? Compare the points and see how you can manipulate each card for the most cash back and see if it is worth it to you.
  • Do you pay your balance on your credit card every month and love Apple? Do it! You will get 3% back on all Apple purchases through Apple. This also includes apps and your Apple Music subscription.

Bottom Line

Alright folks, this is a credit card. Nothing more. Of course I love Apple and knew I was applying for this as soon as Apple announced it. This is not my primary card but I will only be using it for my Apple and Apple Pay purchases to maximize my cash back. I have another credit card that gives me similar or better cash back depending on the type of purchase.

Just be responsible. One day I will publish my draft talking bout debts and credit cards that has been sitting there since May. Until then, be smart about your credit and debts. To put it simply, if you can’t afford it, don’t buy.

Are you applying for the Apple Card? Let me know on twitter and Instagram!

Must Read : Beneath a Scarlet Sky

My goal for the year is to read 27 books. As of the end of July, I am at 16. If I keep at my current pace, I will hit my goal.

Very few books jump out at me that I can absolutely say, “Go read”!

Beneath a Scarlet Sky by Mark Sullivan is one of them. The war, the love, the hope and the tragedy makes the 515 pages fly by. Go check it out.

From Amazon:

Based on the true story of a forgotten hero, the USA Today and #1 Amazon Charts bestseller Beneath a Scarlet Sky is the triumphant, epic tale of one young man’s incredible courage and resilience during one of history’s darkest hours.

Pino Lella wants nothing to do with the war or the Nazis. He’s a normal Italian teenager—obsessed with music, food, and girls—but his days of innocence are numbered. When his family home in Milan is destroyed by Allied bombs, Pino joins an underground railroad helping Jews escape over the Alps, and falls for Anna, a beautiful widow six years his senior.

In an attempt to protect him, Pino’s parents force him to enlist as a German soldier—a move they think will keep him out of combat. But after Pino is injured, he is recruited at the tender age of eighteen to become the personal driver for Adolf Hitler’s left hand in Italy, General Hans Leyers, one of the Third Reich’s most mysterious and powerful commanders.

Now, with the opportunity to spy for the Allies inside the German High Command, Pino endures the horrors of the war and the Nazi occupation by fighting in secret, his courage bolstered by his love for Anna and for the life he dreams they will one day share.”

Best Buy and Apple team up for repairs

When I lived in Montana, I was about six hours away from an Apple Store. Still, today, I am an hour away from one.

How close is the nearest Best Buy? 10 minutes.

That’s why I love this news.

Best Buy can now perform Apple-certified repairs. This includes same-day iPhone repairs. Being a certified repair is a big deal because it will keep your warranty in-tact.

Repairs can be requested at support.apple.com/repair.

Apple’s press release is here.

Apple’s New iPod touch

It took me a little bit to wrap my mind around this one because I wasn’t satisfied with the news. Last week, Apple announced a new iPod touch. The iPod hasn’t been updated since 2015…and it shows.

Courtesy of Apple.com

The biggest updates are a new processor (the same A10 chip from the iPhone 7), new colors and updated storage options. Not very exciting.

I was so bullish on it at first because it is not for me.

But, this is the cheapest option to get someone into the Apple and iOS ecosystem. At $199, this allows kids, Android users, developers and those who are curious, join in the Apple fun. Also, as a designated music player, it isnt a bad idea to have something this small. With a 4-inch screen and super slim body, I can see the benefit of going out for a run with something like this.

Obviously previous generations of the iPod touch were selling enough for Apple to put out a new one. Just because I dont have a use for it, doesn’t mean that it is a lame product. So, there is a use for the new iPod touch.

Do you have any intentions on buying the new iPod touch? Let me know on twitter and Instagram!

Check out the iPod touch here !

Disclaimer – Some of the links in this post are affiliate links, and at no additional cost to you, I will make a commission if you decide to purchase after clicking the link.

The Game Boy Turns 30

Y’all remember the Game Boy?

It is unbelievable that this thing is 30 years old today.

I can’t remember at what age I got my Nintendo Game Boy but this was my introduction to the video game world.

Tetris, Mario, Ninja Turtles and Pokémon were just a couple of the games that I remember playing with my cousins. I remember my cousin bringing over the Game Boy camera and different friends sharing different accessories. It is amazing how far we have come.

This led me to the path of Game Boy Color, Game Boy Advance, Nintendo DS, Nintendo 2DS and Nintendo Switch.

While I’m not a hardcore gamer, nor am I any good (ask my wife), I have always had video games in my life. So cheers Nintendo! And happy birthday Game Boy! Thanks for the memories.

AirPower is Dead

Sad to say, it is true. AirPower is not happening.

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From TechCrunch:


“After much effort, we’ve concluded AirPower will not achieve our high standards and we have cancelled the project. We apologize to those customers who were looking forward to this launch. We continue to believe that the future is wireless and are committed to push the wireless experience forward,” said Dan Riccio, Apple’s senior vice president of Hardware Engineering in an emailed statement today.

We Swiped Right: Episode 20 “Still No Green Beer”

Apple Podcasts – https://itunes.apple.com/us/podcast/we-swiped-right/id1363616024?mt=2&uo=4

Google Podcasts – https://www.google.com/podcasts?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy8yMzBjNTZjL3BvZGNhc3QvcnNz

In episode 20 we talk about: